Corporate Entities and Important Disclosures
Corporate entities and service groups
The following information describes the principal entities and service groups that conduct the financial planning, asset accumulation and income, and protection business of Ameriprise Financial, Inc. (Ameriprise Financial).
Ameriprise Financial Services, Inc. offers financial advisory services, investments, insurance and annuity products. Member FINRA and SIPC. CA License #0684538. RiverSource® products are offered by affiliates of Ameriprise Financial Services, Inc.
The complimentary initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.
RiverSource Investments, LLC provides investment management services to the RiverSource family of funds and Ameriprise® certificates and also provides investment management services for institutional clients, alternative investments, insurance assets and managed account programs. Ameriprise certificates are issued by Ameriprise Certificate Company.
RiverSource®, Seligman®, and Threadneedle® mutual funds are part of the RiverSource family of funds, and are distributed by RiverSource Fund Distributors, Inc., Member FINRA, and managed by RiverSource Investments, LLC. Threadneedle mutual funds are subadvised by Threadneedle International Limited. RiverSource and Threadneedle are part of Ameriprise Financial, Inc. Seligman is an offering brand of RiverSource Investments. (Not all products and all share classes are available through all firms.)
Ameriprise Trust Company (ATC) acts as the custodian for retirement accounts, including Individual Retirement Accounts. ATC also maintains collective investment funds and provides other services to retirement plans.
RiverSource Distributors, Inc., Member FINRA, distributes insurance and annuity prorducts that
are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance
Co. of New York, Albany, New York. Only RiverSource Life Insurance Co. of New York is authorized
to sell insurance and annuities in New York.
Long-term care insurance sold by our advisors and registered representatives is issued by non-affiliated companies. "Privileged Assets" is a trade-name and does not provide any privileges beyond those allowed by law. Ameriprise Financial Services, Inc. may offer insurance of other companies.
Ameriprise Auto & Home Insurance issues auto, home and umbrella insurance underwritten by IDS Property Casualty Insurance Company, and in certain states, Ameriprise Insurance Company, both in De Pere, WI. Each company is a wholly owned subsidiary of Ameriprise Financial, Inc.
Mortgages and home equity loans are provided by Ameriprise Bank, FSB, an FDIC-insured federal savings bank. Ameriprise Bank, FSB, an Equal Housing Lender, is an Ameriprise Financial Services, Inc. company. Financial advisors may not arrange for, promote, suggest or permit a client to use mortgage or home equity loan proceeds to purchase securities or other investment products offered by the financial advisor.
Ameriprise Bank, FSB, member FDIC, an Equal Housing Lender, provides certain deposit, lending and personal trust products and services to Ameriprise Financial Services, Inc. FDIC deposit insurance has been temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. Funds held in an identified FDIC insurable capacity will be FDIC insured up to a maximum of $250,000 at a single bank, and any amount deposited above $250,000 will not be covered by FDIC deposit insurance. The client is responsible for monitoring the total amount of funds they hold at Ameriprise Bank in the same insurable capacity in order to insure that your total deposits are within FDIC guidelines, whether those funds are held directly at Ameriprise Bank or via the AIMMA cash sweep product made available in Ameriprise brokerage accounts.
Investment products are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
The Ameriprise Bank MasterCard® debit and credit cards are issued by Ameriprise Bank, FSB pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.
Ameriprise and RiverSource products and services
Many of the financial products and services we offer carry the Ameriprise or RiverSource name. Due to our prior affiliation with the American Express Company, there may be references to the American Express name in historical information about the Ameriprise Financial companies, products or services. The Ameriprise name is associated with brokerage and financial advisory services, retirement and financial education services, certificates, and personal auto, home and umbrella insurance products from Ameriprise Financial. The mutual fund, closed-end fund, annuity and insurance products (except personal auto, home and umbrella insurance) provided by Ameriprise Financial, Inc. and its subsidiaries are identified by the RiverSource name. The RiverSource, Seligman and Threadneedle names are used for the institutional asset management business including collective investment funds.
Investment products like mutual funds and variable insurance and annuity products involve investment risks, including possible loss of principal, and may fluctuate in value. Prospectuses containing more complete information, including fees and expenses, are available by calling your Ameriprise financial advisor or by calling us at 1 (800) 862–7919. Please read carefully before investing or sending money.
Ameriprise Financial/Ameriprise Financial Services, Inc. business continuity planning
At Ameriprise Financial/Ameriprise Financial Services, Inc., we strive to provide our clients with outstanding service that leads to long-term relationships. That is why we have incorporated business continuity planning into our business strategy.
Ameriprise Financial business continuity plans address the loss of an area, building, staff, data, systems, and/or telecommunications. These plans are updated as needed and are subject to testing, evaluation, and senior management review on an ongoing basis. The Ameriprise Financial Business Continuity Planning Program Office oversees these plans and coordinates the activities of key people across the business to implement plans when needed.
Under most scenarios, we expect to continue doing business and resume operations with minimal service impacts. However, under certain scenarios, the time that it takes us to recover and to resume operations may be significantly increased depending on the extent of disruption to our systems and the number of personnel affected.
View Ameriprise Financial/Ameriprise Financial Services, Inc.'s Business Continuity Disclosure
Other important disclosures
This website is designed for residents of the United States only, and should not be considered a solicitation to buy or an offer to sell any securities or other financial products and services in any other jurisdictions. Investment services and products of Ameriprise Financial, Inc. and affiliated entities are not available in those jurisdictions where they are not authorized or permitted by local law to promote or sell the services and products. Ameriprise financial advisors conduct business only in states where they are licensed and registered. Products and services mentioned on this site may not be available in all states.
Some advisors may also be registered with Securities America Inc., Member FINRA and SIPC, a wholly owned subsidiary of Ameriprise Financial, Inc.
The information and opinions on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell the securities mentioned. The information is not intended to be used as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Ameriprise Financial and its subsidiaries do not give legal or tax advice. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content. See Rules, Regulations and Disclaimers for more information on the rules and regulations that apply to visitors of this site. Ameriprise Financial cannot guarantee future financial results.
NYSE/Amex stock quotes on this site may be delayed 20 minutes. NASDAQ stock quotes on this site may be delayed 15 minutes. Mutual fund quotes on this site are as of previous business day, unless otherwise noted. Market volume and volatility may cause delays to system access and trade executions.
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.