Rewards & Compensation

I look at things so differently now because of this career—I also realized I will retire at a very early age.

Rewards and real earning potential

As an Ameriprise financial advisor, you'll have the rare opportunity to enjoy a career that offers meaningful, satisfying work and significant earnings potential. Beginning with your first day on the job, you can experience professional and personal fulfillment as you help clients plan to achieve their long-term financial goals. How far you go depends on your drive and entrepreneurial spirit.

We support you with a base salary during your first months while you acquire clients and increase your sales. As you reach your performance goals, you'll have the opportunity to earn more and participate in the future growth of our company through our stock equity program. Our employee financial advisor compensation and retirement benefits include:

  • Hourly wages and commissions plus overtime pay in the first year
  • Base salary and commissions in years two and beyond
  • Commissions of 36% to 55% depending on production
  • Restricted stock awards for qualifying advisors
  • The opportunity to earn compensation for coaching other employee financial advisors
  • The opportunity to earn milestone bonuses up to $19,000 during the first two years
  • Optional payroll deductions to 401(k) plan after 60 days
  • Company matching contributions for participants in the 401(k) plan after 60 days
  • Employee referral program incentives

See additional details on our advisor benefit programs.

Advisor levels program

As an Ameriprise financial advisor you can take advantage of additional career benefits with our Advisor Levels Program. It's a tiered, performance-based program that provides support and incentives to advisors who increase their productivity in the first years of their career. Early levels help you build your skills as an advisor. Higher levels provide more flexibility and opportunity for professional development and practice management.

  • Additional leadership support
  • Training and development
  • Administrative and office support
  • Marketing support
  • Practice planning
  • Technology benefits
  • Office space opportunities
Your future as an Ameriprise financial advisor

As your practice matures, you may have the opportunity to transition your clients to the Ameriprise Financial Group business model. This option provides you with the opportunity to increase your financial rewards and achieve higher payouts.

This document does not create a contract of employment or a contract for any specific term or condition of employment between Ameriprise Financial and an employee. The relationship between Ameriprise Financial and an employee is at-will, meaning that either the employee or the company may terminate it at any time for any reason, with or without advance notice or progressive disciplinary action. The company reserves the right to make changes in or discontinue company policies, compensation plans, benefits and programs as it deems appropriate and these changes may be implemented even if they have not been communicated in this (or by change to this) document or otherwise.

If this document refers to any company benefit program, it describes only certain highlights of the company's benefit program. It does not supersede the actual provisions of the applicable plan documents, which in all cases are the final authority. The applicable plan administrator has the sole authority and discretion in determining eligibility and in interpretation and administration of the plans.

Ameriprise Financial takes reasonable efforts to ensure the accuracy of the contents of policy documents and in the administration of its policies and programs. The company does not assume responsibility for consequential damages caused by administrative or clerical errors.

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