Career Options
I work with clients from across the socio-economic spectrum and feel very comfortable working with high-value clients because of my career at Ameriprise Financial.
Is this the career for you?
A successful career as an Ameriprise financial advisor requires some very specific skills. Although we provide you with training across all areas of our unique approach to financial planning, what really determines your ability to succeed are the people skills you bring to the position. Our most successful advisors have a well-developed sense of empathy and understanding, along with the ability to listen and inspire confidence.
To find out if a career as an Ameriprise financial advisor is right for you, take our career compatibility quiz.
Choose your career path
Your career as a financial advisor can lead the way to a number of exciting opportunities. You can pursue a long-term career as a financial advisor in the Ameriprise Advisor Group or become an associate financial advisor for a franchise advisor’s practice. You could also choose an advisor career in our Ameriprise Advisor Center and work in the Ameriprise Financial corporate office. We have many business models; it's up to you to choose how and where you focus your career.
Associate financial advisor
The vast majority of those pursuing a financial advisor career with Ameriprise Financial will begin as an associate financial advisor. As such, you'll bring your experience and client relationships to an established practice. In this role, you'll be a fully licensed advisor, working as an employee or contractor of an Ameriprise financial advisor. Becoming an associate financial advisor gives you the opportunity to master our approach to financial planning as you work with clients and support the successful practice of your advisor.
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Participate in an existing practiceBest Fit
Mentoring by a successful franchisee advisor
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Independent Franchise Financial Advisor local officeLocation
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Employed/contracted by independent franchisee financial advisorSupport
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Negotiated with independent franchisee financial advisorCompensation
Independent franchisee financial advisor retains any Gross Dealer Concession (GDC)
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Through employing or contracting independent franchisee financial advisorBenefits
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Negotiated with independent franchisee financial advisorExpenses
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N/AEquity
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Minimum Series 7 and Series 63Licensure
120 days after appointment to get additional licenses (Series 65/66 and life-health)
*Note: Compensation, benefits and training will vary for associate financial advisors.
Financial advisor
If you're considering a career change as an experienced professional with an established natural market, you may qualify to become a financial advisor. As an employee of Ameriprise Financial, you'll focus on working with clients and be paid a salary. You'll also be eligible for bonuses based on sales commissions and earned fees.
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Freedom to focus exclusively on advising clients and building businessBest Fit
Office management left to local leaders
All the culture and networking opportunities of working within an office setting
Our "Day in the life" gives you an idea of what our advisor group advisors do on a typical day
Career milestones -
Ameriprise Financial area offices in 89 locations across the countryLocation
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Day-to-day contact with local leaders and colleaguesSupport
Peer-to-peer programs
Access to extended group of specialists
Advanced and more flexible support options for top performers
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Competitive compensation and rewards, including Ameriprise Financial stock equity program Performance-based payout rate 36% to 55% of GDCCompensation
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Comprehensive Ameriprise Financial benefitsBenefits
Includes medical, dental, retirement, stock and insurance
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Reasonable overhead costs covered by Ameriprise FinancialExpenses
- Real estate
- Office hardware and supplies
- Technology tools
- Marketing
- Staff support
- Errors and omissions
- Training (including advanced programs)
- Travel
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Ameriprise Financial stock equity programEquity
Ameriprise Financial stock fund in the 401(k) plan
Equity compensation plan -
Series 7 and Series 63 or 66Licensure
Obtain state life, accident and health insurance licenses
(Ameriprise Financial will sponsor you to take the exams, however you must acquire all licenses prior to hire.)
Ameriprise Advisor Center advisor
An advisor career in our Ameriprise Advisor Center is designed for professionals who prefer more structure, a predictable environment, and established client relationships and business. Our advisors provide financial planning services to existing clients as well as discuss the benefits of financial planning with prospective clients. You'll be based in our Minneapolis corporate office and surrounded by team leaders and team support. As an employee of Ameriprise Financial you're eligible for all company benefits, resources and support.
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An employee of Ameriprise Financial corporate officeBest Fit
Significant career growth within a successful business model
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Ameriprise Financial corporate officeLocation
Minneapolis
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Day-to-day contact with corporate leaders and colleaguesSupport
Peer-to-peer programs
Access to specialists -
Competitive package, including Ameriprise Financial stock equity programCompensation
Base salary with bi-monthly and quarterly incentives based on performance
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Comprehensive Ameriprise Financial benefitsBenefits
Includes medical, dental, retirement, stock and insurance
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Covered by Ameriprise FinancialExpenses
- Office hardware and supplies
- Technology tools
- Marketing
- Staff support
- Errors and omissions
- Training
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N/AEquity
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Series 7 and Series 63Licensure
120 days after appointment to get additional licenses (Series 65/66 and life-health)
This document does not create a contract of employment or a contract for any specific term or condition of employment between Ameriprise Financial and an employee. The relationship between Ameriprise Financial and an employee is at-will, meaning that either the employee of the company may terminate it at any time for any reason, with or without advance notice or progressive disciplinary action. The company reserves the right to make changes in or discontinue company policies, compensation plans, benefits and programs as it deems appropriate and these changes may be implemented even if they have not been communicated in this (or by change to this) document or otherwise.
If this document refers to any company benefit program, it describes only certain highlights of the company's benefit program. It does not supersede the actual provisions of the applicable plan documents, which in all cases are the final authority. The applicable plan administrator has the sole authority and discretion in determining eligibility and in interpretation and administration of the plans.
Ameriprise Financial takes reasonable efforts to ensure the accuracy of the contents of policy documents and in the administration of its policies and programs. The company does not assume responsibility for consequential damages caused by administrative or clerical errors.
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New Financial Advisors
Ameriprise Financial has more than 10,000 branded advisors as of March 31, 2008.
*Ameriprise Financial First Quarter 2008 Statistical Supplement, April 22, 2008.