Ameriprise Financial

America's leader in financial planning*

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About Ameriprise

Ameriprise Advisor Benefits

Flexible options and great potential

The benefits you're eligible to receive as an Ameriprise financial advisor depend on how you choose to affiliate with Ameriprise — as a franchise advisor or as an employee. To learn more about these affiliation options, see our business models.

Benefits for Ameriprise Franchise Group advisors

As a financial advisor with an Ameriprise franchise, you become an entrepreneur with the freedom to run your own business, including the option to provide benefits for yourself and your employees. You’ll receive competitive compensation based on industry-standard metrics that:

  • Rewards growth of your client base and assets
  • Recognizes both individual and team practices
  • Provides deferred compensation opportunities for eligible advisors

Benefits for Ameriprise Advisor Group advisors

As an Ameriprise financial advisor and employee, you’re entitled to comprehensive benefits, including:

  • Health care, vision and dental coverage
  • 401(k) plan with company match
  • Dependent care reimbursement
  • Life and long-term disability insurance
  • Tuition reimbursement for business/career-related courses
  • Local arts and entertainment discounts

In addition, your compensation package features a base salary during your first months while you acquire clients and increase your sales. As you reach your performance goals, you’ll have the opportunity to earn more and participate in the future growth of our company through our stock equity program.

Note: Opportunities and rewards may vary for associate financial advisors.

This document does not create a contract of employment or a contract for any specific term or condition of employment between Ameriprise Financial and an employee. The relationship between Ameriprise Financial and an employee is at-will, meaning that either the employee or the company may terminate it at any time for any reason, with or without advance notice or progressive disciplinary action. The company reserves the right to make changes in or discontinue company policies, compensation plans, benefits and programs as it deems appropriate and these changes may be implemented even if they have not been communicated in this (or by change to this) document or otherwise.

If this document refers to any company benefit program, it describes only certain highlights of the company's benefit program. It does not supersede the actual provisions of the applicable plan documents, which in all cases are the final authority. The applicable plan administrator has the sole authority and discretion in determining eligibility and in interpretation and administration of the plans.

Ameriprise Financial takes reasonable efforts to ensure the accuracy of the contents of policy documents and in the administration of its policies and programs. The company does not assume responsibility for consequential damages caused by administrative or clerical errors.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. Ameriprise Financial Services, Inc. is an equal opportunity employer. This information is not intended as an offer to sell, or the solicitation of an offer to buy, a franchise. It is for information purposes only. Associate Financial Advisors are not employed by Ameriprise Financial, but are employees of or contract with an Independent Franchisee Financial Advisor. Ameriprise Financial, 1491 Ameriprise Financial Center, Minneapolis, MN 55474 MN Permit #F-3872